Protect your family’s future with trusted insurance.
Your family deserves protection, care, and a secure future. Get the right life and health insurance with expert support. Start your journey to financial peace of mind today.
Trusted insurance solutions from Axis Max Life and Star Health.
We help individuals and families choose the right life and health coverage with complete clarity and personalized support.
Secure your future with expert guidance you can rely on.
About Us
Sandhiya Welfare Associates, led by Vivek Soundararajan, is dedicated to helping individuals and families secure their future through trusted life and health insurance solutions.
With over 300+ satisfied customers and strong partnerships with Axis Max Life Insurance and Star Health Insurance, we focus on delivering personalized guidance, transparent advice, and reliable support.
- Fast & Hassle-Free Claim Support
- Personalized Insurance Plans for Every Need
- Affordable Premiums with Maximum Coverage
Many people say that health insurance claims get rejected.
But in reality, most claim issues do not happen because of the insurance company alone — they often occur due to a lack of proper understanding of policy details at the time of purchase.
- Always disclose any pre-existing diseases honestly
- Understand the waiting period before buying a policy
- Be clear about room rent limits, exclusions, and sub-limits
- Check the list of cashless network hospitals
- Read, verify, and safely keep your policy document
Our Advisers
Vivek Soundararajan
Adviser @ Axis Max Life Insurance
Code: 26409G
Adviser @ Star Health Insurance
Code: SHABA0000981415
Y. Sandhiya
Leader @ Axis Max Life Insurance
Advisor Code: 18373G
Branch: Madurai Bypass Road Branch
K.Rajakrishnan
Leader @ Star Health Insurance
Advisor Code: BA0000502216
Branch: Madurai Bypass Road Branch
Sakarai Mani
Leader @ Star Health Insurance
Advisor Code: BA0000440894
Branch: Madurai Bypass Road Branch
Dinesh Kumar V
Adviser @ Axis Max Life Insurance
Code: 55128G
Adviser @ Star Health Insurance
Code: BA0000993637
Raising Star Club Member
BM Club Member
ZM Club Member
Our Best Plans for you
Explore real-life insurance insights, tips, and stories to help you make smarter decisions for your future. From protecting your family to planning long-term security, we guide you every step of the way.
Super Star Insurance
Unlimited Protection for your Family !
- Unlimited Sum Insured Options
- Unlimited Restoration Benefit
- No Room Rent Limit
- No Co-Payment
- Treatment in 14k + Hospitals
- Pre & Post Hospitalization
- Covers Modern Treatments
Star Assure Insurance
Uncertainty Deserves the Best Cover
- Comprehensive Coverage
- Cashless Treatments
- Afforable Premium
- Pre & Post Hospitalization
- Daycare Procedures
- Ayush Treatments
- Tax Benefits
Star Women Care
She Deserves the Best Care
- Comprehensive Coverages
- Women Specific Illness Cover
- Maternity Benifits
- Pre & Post Hospitailization
- Cancer Care Cover
- Ayush Treatments
- No Claim Bonus
Swag Elite Wealth Milestone
Ultimate Protection for your Family !
- 100 years life cover
- 100% Guaranteed returns
- You can pause or postponed your Maturity
- 6.5% Additional interest will provide till you close your policy
- 80D Tax Benefits
- Policy continues benifit available
- Peace of Mind for Life
Smart Term Plan Plus
No Medical & Income Proof Needed
- 15% Salaried Discount*
- 15% Women Discount*
- 99.70% Claim Settlement Ratio
- Many Variants to Select Based on Lifestyle
- Best Term Plan Award for the Year 2025
- High Life Cover at Low Premium
- Secure Family’s Future
- Cover for EMIs & Loans
- Tax Benefits (80C & 10(10D))
- Peace of Mind for Life
Future Income
She Deserves the Best Care
- Specially Designed for Children’s
- Pay Just ₹1,00,000 per Year for 10 Years
- Guaranteed Yearly Income Starts from 11th Year
- Get ₹1,26,000 EVERY YEAR
- Income Continues Till 100 Years
- Life Cover: ₹15,00,000
- Massive Long-Term Benefit
- Pay ₹10 Lakhs → Get ₹1 Crore+ Total Returns
Protect Your Family with Confidence
Choose one of India’s most trusted life insurance partners.
India’s Most Trusted Life Insurer
- Backed by Axis Bank & Max Financial Services
- Among the Top Private Life Insurers in India
- Strong brand with a customer-first approach
- 20+ years of industry experience
Claim Settlement – Trust You Can See
- 99.70% Claim Settlement Ratio (FY 2024–25)
- Consistently above 99% for 6+ years
- InstaClaim™ – 3-hour fast settlement
- Dedicated claim assistance team
- Simple & transparent claim process
Strong Financial Strength
- ₹1.75+ Lakh Crore Assets Under Management (AUM)
- 200%+ Solvency Ratio (above IRDAI requirement)
- 1.79+ Crore lives covered
- Strong governance & risk management
Unique Customer Benefits
- InstaClaim™ – fastest claim settlement
- Dedicated relationship manager support
- Low complaint ratio
- Digital policy servicing (App + Online Portal)
- Tax benefits under Section 80C & 10(10D)
Bonus Performance
- 23+ years of consistent bonus track record
- 8%+ average long-term returns
- Profit sharing with policyholders
- Stable and reliable wealth creation
- Bonuses declared even during market volatility
Strong Financial Strength
- 99%+ claims → Trust
- ₹1.75 Lakh Cr AUM → Security
- 23 years bonus → Consistency
- Customer-first approach → Satisfaction
- Fast claims → Peace of mind
- Strong bank partnership → Reliability
